Camper Trailer Loans

Make the open road yours with a competitive camper trailer loan through Savvy!

No obligation. It won't affect your credit score.
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on August 24th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Camper trailers often appeal to those who like to be individuals and who seek the less-travelled path.  At Savvy we respect individuality and recognise that no two people are alike.  As the trusted experts in recreational vehicle finance, we can find you the very best low-cost loan tailored to your individual needs.

Whether it’s an Austrack camper trailer, a Winnebago motorhome or a Sunliner fifth-wheeler you’re after, we’ll save you time and money by doing the heavy lifting for you and finding the best loan available from our broad lender panel!

We finance all types of camper trailers – pop-ups, forward or rear folding, hard-floor, soft-floor, A-frame or off-roaders.  We also finance new or used vehicles, either bought via private sale or through a dealer. The only limit is the stretch of your imagination, so get a free, no-obligation quote with us today!

Family looking out the window of a camper trailer.

The benefits of a camper trailer loan

Low interest rates

We'll help you find the best interest rate available from our panel of more than 40 partnered lenders Australia-wide.

Flexible loan terms – you choose the term

You decide how much you can afford per month and how long you’d like to pay off your loan, which can be anywhere from one to seven years.

100% finance - no deposit required

You won’t need to save a deposit to get your loan, with 100% finance options available which are secured by your camper trailer.

Flexible repayment options

Options are available to choose your repayment schedule so you can repay your loan weekly, fortnightly or monthly – it's up to you!

Fixed interest, no surprises

Your repayments will be fixed for the entire loan term, so there won't be any nasty surprises if interest rates go up. 

Fast approvals

Your loan can be approved in as few as 24 hours and your vendor or dealer can receive payment as soon as 48 hours after you apply.

Savvy will get you on the road faster!

Easy steps to get the best camper trailer deal

Frequently asked questions about camper trailer loans

We are due to retire in a year. Can we still get a loan to buy a camper trailer?

Naturally that will depend on your retirement income, but we’ve helped many pensioners become Grey Nomads!

Does Savvy arrange finance in all states?

Yes, we’ve been in business for over a decade and can arrange finance for you no matter which State or territory you live in.

Can I buy a used camper trailer and still get a loan?

Yes, as long as the trailer is less than 25 years old you can get finance to buy it – whether it’s from a dealer or a private seller.

Can I finance accessories such as electronic towing brakes and tow bar?

Yes, your loan can cover the total cost of getting on the road including all accessories you may need to get fitted to your car.

Can I pay off my camper trailer loan early in a lump sum?

Yes, we can arrange a loan that is flexible and allows you to pay off your loan early in one lump sum if your family circumstances change.

What if I want to upgrade my trailer during the life of the loan?

Most lenders do charge early exit fees, but speak to your Savvy consultant about getting the most flexible loan possible if you feel you’ll want to upgrade soon.

Do I need to get insurance for my camper trailer?

Yes, comprehensive insurance is mandatory if you’re using your trailer as security for a loan, but this can be arranged for you in some cases.

Will I need to get a roadworthy or safety certificate for my trailer?

Regulations vary according to which state you’re going to register the trailer in.  Check with your state’s motor vehicle registration department to see what rules apply to you.

Helpful guides on leisure loans

Boat buying guide

Inform yourself If you don’t know anything about boats, now it’s time to find out. Obviously, you can’t buy something this expensive without doing your research and learning all there...

Top tips to buy your used caravan

What is your budget? Supposedly, you’re buying the caravan used, because that way, you’re scoring it cheaper. This is an excellent solution for someone who is in the market for...

Make most of your winter motorhome holiday

Still, most of the motorhome holiday lovers prefer to travel during the summer season. But what if you think about a winter trip? This may sound like an adventurous idea,...

The newbie’s caravan checklist

What can your car tow? Before looking around Caravan World or on classifieds sites or trade shows or anything you have to STOP…and look at your current towing capacity. You...